Terms of Service

Last updated: December 2024

1. Acceptance of Terms

By accessing and using Swiftz's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use our services.

2. Description of Service

Swiftz provides cryptocurrency payment processing infrastructure, including but not limited to:

  • Hosted checkout pages for cryptocurrency payments
  • RESTful API for payment integration
  • Webhook notifications for payment events
  • Dashboard for transaction monitoring and analytics

3. Account Registration

To use Swiftz services, you must:

  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Be at least 18 years of age or the age of majority in your jurisdiction
  • Comply with all applicable laws and regulations

4. Fees and Payment

Swiftz charges a transaction fee of 2.5% + $0.30 per successful payment (Starter plan). Enterprise pricing is available for high-volume merchants. Fees are subject to change with 30 days notice.

5. Non-Custodial Service

Swiftz operates as a non-custodial service. We do not hold, store, or have access to your cryptocurrency funds. All payments are processed directly to wallet addresses you control. You are solely responsible for the security of your private keys and wallet access.

6. Prohibited Activities

You agree not to use Swiftz services for:

  • Illegal activities or transactions
  • Money laundering or terrorist financing
  • Sale of illegal goods or services
  • Fraudulent or deceptive practices
  • Violation of any applicable laws or regulations

7. API Usage

API access is subject to rate limits based on your plan. Abuse of the API, including but not limited to excessive requests or attempts to circumvent rate limits, may result in temporary or permanent suspension of service.

8. Limitation of Liability

Swiftz shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service. This includes but is not limited to loss of profits, data, or cryptocurrency.

9. Service Availability

While we strive for 99.9% uptime, Swiftz does not guarantee uninterrupted service. We reserve the right to modify, suspend, or discontinue any aspect of the service with reasonable notice.

10. Termination

We reserve the right to terminate or suspend your account at any time for violation of these terms or for any other reason at our sole discretion. You may terminate your account at any time through the dashboard.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of material changes via email or dashboard notification. Continued use of the service after changes constitutes acceptance of the new terms.

12. Contact

For questions about these Terms of Service, please contact us at legal@Swiftz.app.